为何房屋保险的保费每年都增长?

道理很简单, 第一: 保险公司的生产成本每年都在长, 人工在长, 办公费用在长。

第二:建筑成本每年在长,人工材料在长, 去年盖个房子花费80万就可以, 今年盖个房子就要85万才行。所以保险公司去年保你80万,今年就得保你85万,自然就得加保费了。

第三: 当今年出现较多理赔后,明年保险公司就会提升你的保费。但当你达到了保险公司的优惠条件后,你可以享受折扣。

 

续保保费的改变完全由保险公司决定,保险经纪无权参与, 保险经纪只能为你争取最大的利益, 发现和找出保险公司不合理的地方, 向保险公司理论, 这就得看保险经纪的经验和技巧了。 有经验的保险经纪除了为你争取低的保费外, 在理赔时也能为你争取最大利益。

 

InsureBC Group - 75 家分店遍布BC省, Fraser Heights Insurance Ltd,

资深保险经纪陈文 Deborah  15年经验

本文为陈文专稿, 版权受法律保护。联系:chendebo@yahoo.com

 

Read full post

如何买房屋保险

1、为何要买房屋保险?主要有两点:

 A, 当房屋发生意外时, 屋主能获得一定的补偿。比如:火灾、爆水管、被盗等等。

 B, 当您向银行贷款时,银行强制您要买房屋保险,因为出意外后,有保险公司担着, 银行就没风险, 否则,银行会马上停止您的贷款。

2、有哪些地方可买到房屋保险?

   大体上有两大类保险公司受理房屋保险, 一类是保险公司直接对客人卖保险, 另一类是保险公司间接对客人卖保险。前者属小规模的公司,有BCAA和TD 保险(TD仅提供电话服务,别以为TD 属银行,其实它是自负盈亏的)。 这两家是近几年才开展房屋保险业务的, 由于它们所占的市场份额少,就降低了它们的理赔能力, 假设它一天做了100个保单,出现2单理赔,就占了2%,它就得亏;别的老牌公司市场分额大,一天做了1000单, 出现10单理赔,只占1%, 也不亏。所以BCAA 和TD不敢保高价房, 它们的保险条款扣得特别紧, 生怕亏本。后一类公司的规模相对大些,这类保险公司的数量也多些,开展房屋保险业务的时间也长些。它们的营运方式是通过保险代理公司对客人卖保险,出现理赔时才与客人有联系。一些路边小店面的保险公司 和mall里的保险公司都是保险代理公司。

  购买时一般有3 种方式: 1, 直接到店里去买; 2,打电话到TD 保险去买(不能面见职员); 3,通过与保险经纪买,这些保险经纪都代表着某家保险代理公司,保险经纪分为两类人:一类是不参与计算估价的人(部分人是没牌照的),属中间人, 接了业务就交到公司给懂业务的人去估价做单;另一类是公司的业务员,接了业务可自己去估计做单,可直接与保险公司的定价员沟通, 他们的业务知识会比前者丰富些。

3. 如何选择买哪家的保险?

   以前,很多中国客人和印度客人都是选择哪家便宜就买哪家, 而不去考虑保险中的各因素。其实这是一种低级的做法,现在很多中国客人都是从综合服务质量、承保的内容、保费、容易理赔这4个方面考虑。

 A, 服务质量通常也就是热情、耐心、解释清楚、把你的条件状况做对,因为当承保条件与实际不符时, 保险公司会认为你在欺骗,有理由拒赔。

 B, 承保的内容是指保单内所保的项目,保你多少东西;当然是保的越多,保费就越贵;保的越少,保费就越便宜。

 C, 保费的比较要与相同的保单内容才能作出比较,不能说哪家便宜就选哪家。比如TD的保费较低,但它保单的内容少,里面的限制条款也多,所以不易得到理赔, 行内人称TD是低级保险。有些TD的客人不出事时,每年可省两三佰元,一出事自己要掏两三万, 结果下一年就转去别的公司了。所以,一定要做性价比。

 D, 容易理赔一是你选的保险公司在理赔时会较宽松,二是遇到灰色地带时,你的经纪有能力帮你争取,这就要求你的经纪要有丰富的知识和经验 。

 

InsureBC Group - 75 家分店遍布BC省, Fraser Heights Insurance Ltd,

资深保险经纪陈文 Deborah 15年经验

本文为陈文专稿, 版权受法律保护。联系:chendebo@yahoo.com

Read full post

买房的过程

家庭需要,或投资需要,想买房了。家里大家都在讨论要买什么样的房,想在哪个区安家,有了一个初步的概念。

在这一阶段可能对市场上有什么样的房,独力屋,Townhouse, 公寓的特点,区别,对不同地区都是一个

模糊的了解。

搜索了解阶段:

现在资讯发达,上网了解房源,看价格,看房型,看地区,看免费报纸房产广告。

一些网站:

   www.realtor.ca

   www.rew.ca

www.realtor.ca

www.point2homes.com

www.realtylink.org

上面这些公共网站的好处是客观,不属于任何独立的地产公司,房源信息中有卖方经纪公司的电话,缺点是

信息没有地产公司或地产经纪个人的专业网站全。其它地产经纪公司或个人可以搜索整个市场的网站,

这包括我的网站:www.joeandsong.com, 这些专业网站的好处是,信息全,可以直接和这公司或经纪沟通,

缺点是一般不提供其它卖家经纪公司电话。

然后是随机性寻找其它一些著名自由买卖网站,象 KijijiBC, Craigslist等等

也可以在Google 中打入Real estate 等关键字搜索网站。

 

这些网站的介绍都是以英文介绍为主,尤其在对房屋的细节方面的介绍。除了屋主自买,几乎所有这些房源的

主要来源是从地产协

会的MLS 网站中选取出来的信息。有些网站有中文翻译,但不是很准确。

中文网站:

www.vanfun.com

www.realfinder.com

 

报纸有Real Estate Weekly, 中文有规模的,象明报地产金页,星岛睇楼王,很多其它免费报刊的地产广告,

从这些报刊看到的,都不是一个特定地区的全面搜索,这种报刊的功能越来越被网络替代了。而且个人电脑版

也在慢慢被手机通信版取代。

除了搜索房源,同时搜索有关地区其它信息包括:学区信息,社区服务信息,购物,公交线路,公路信息。对

于我们华人,还特别关心学区排名,是否靠近华人的超市-例如大统华,华人餐馆等等。

有用的一些网站,

学校排名:

http://britishcolumbia.compareschoolrankings.org

公交路线:http://www.translink.ca/en/Schedules-and-Maps.aspx

 

实地考察阶段:

这应该是非常重要的一个环节,尤其对不熟悉的区。

开车或乘公交车去实地了解,感受人文,地貌,周边环境。

对于熟悉了区,并且已明确地区买家的就容易了。

财务准备阶段:

  一般买家买房,自己出一部份首付,其余的款项需要向贷款机构借贷。现在由于经济不景气,利率非常低。

申请借贷要求反而更加严格。特别是自雇人士更难。

所以,这一步最好在搜索了解阶段就进行,这样在看房时就有的放矢了,减少盲目性。

同时要提醒一点的是,有时在看房时,看得越多,自己对房屋的要求越高,看的房价也节节上升,最后千万

不要买超过自己经济或心理承受能力的房。

在作财务决策时,要把买房的用途,投资目标,经济能力统一起来考虑。根据自己的需要,确定房屋的种类:

独立屋,还是公管物业(公寓还是镇屋),还是没有管理费的联排屋,Duplex 等等。

对于独立屋(Detached  house),是要带出租单位的,还是不需要出租单位。

对于公管物业,要考虑,管理费多少,管理费包的内容。

这些都和财务考虑有关。

这个阶段要找的是银行的借贷经理,或独立的贷款经纪,最好得到一份书面的预批答复,要了解最高的贷款

金额,相关利率

选房阶段:

 

大多数买家有经纪的帮助,由经纪根据买家的需求,将房源信息提供给买家选。在众多的房源中,选出价位,

地段,房型,面积,图片等符合要求的,假如房源目前没有定单(Accepted  Offer)的,选出一天或半天能

看完的房源,经纪带着去看房。

因为,在MLS 上的房源,买方不能直接自己去看房,必需有买方或卖方经纪到场,就是在双方经纪都不在场

时屋主是不能直接接待有买方经纪的买方的。

有的房源是买家自己从网上或报上看到,然后联系自己的经纪作进一步的了解。在房源紧张时,有时在网上

看到一个房,实际上这个房已经卖掉了,但系统还来不及更新,或房源信息是过时的。更多的是,房源已有

定单(Accepted  Offer),再去看,一方面可能屋主也暂时不想给其他人看,另一方面,买家钟意了,

也最多能给一个备用单(Back-up Offer),成功可能性小。

所以在看房前,买方经纪就已和卖方经纪沟通过。

这里很多房源,经纪在房源的某个地方-象门的把手,牢固的拦杆,天然气管道等放钥匙箱(Lockbox),

这个钥匙箱只有经纪才能开,并且有谁开了箱子的自动纪录。这样,卖方经纪或卖家不在家,买方经纪也能开门。

如何挑选自己的买房经纪:

       不管是朋友亲戚介绍,还是自己碰到,或是自己浏览网站,报纸找到的,挑选的关键是:

1. 货比三家,多选几个,作一下比较。

2. 挑出自己觉得最满意的。

A.可信度,要放首位。因为你要找一个,一心为你着想,并且想建立自己好口碑的经纪。

要从这个经纪是否准时,守信来观察。

B. 态度要自信担不是傲慢,可亲但又不是一味献媚。

C. 对房产的了解程度,分析问题的思路,解答问题的能力来判断将来的谈判能力。

D.从业时间,最好有起码2-3年的经验

E. 对你要买房那个区的熟悉程度

3. 要自己作决定,不要受朋友亲戚压力影响。

这里有一个很多经纪会给介绍费的利益关系

这里要指出的是,有些买家特别关心这经纪是否退佣金或退多少等问题,对可靠,能力的考虑反而放在次要

的地方。买房是人生大事,其金额从几十万到几百万,佣金只有几千到几万。看经纪的谈判能力要从对自己

佣金的谈判开始来判断!

假如买家没有经纪,可以直接联系卖方经纪。这种情况下,特别要指出,卖方经纪是代表卖家,买方的选择是

1。自己代表自己, 2。让卖方经纪也作自己的经纪。

假如买方让卖方经纪也作自己的经纪,卖方经纪要有卖家的同意,三方要签一个有限双方经纪协议(Limited

Duel Agency Agreement)。这种情况在价格等重要因素方面,经纪要中立。

所以有的卖家可能不愿意让卖方经纪也作买方的经纪,这时买家就自己代表自己,买家和卖方经纪的光系是

一般客人关系(Customer Relation)。买家可以自己写单,或请卖方经纪写。

在这里,要指出:卖方经纪要公证,但是卖方经纪要为卖方争取最大的利益。

有一种很常见的情况是,在见到了卖方经纪后,没有买上这卖方经纪的房,但是选这卖方经纪作了买方今后的

买房经纪。

如何挑选房屋:

注意以下几个原则:

1. 根据自己的要求

2. 重视第一感觉

3. 地点不能改变,房屋可以改变

4. 房屋结构难改,房屋装修可改

5. 房屋管线难改,墙面,地面易改

6. 花园漂亮,需要维护打理

7. 你不喜欢的,别人也可能不喜欢,要考虑Resale  的可能性

 

 

 

选中了最满意的房屋后,就要下单了。

下单过程:

 

因为买的房屋不同,过程也有不同。一般最多的有:  1。 公管物业预售 。2。新公管物业现房销售。

3。

二手独立屋销售。4。新独立屋销售5。二手公管物业销售。

 

这里主要介绍二手独立屋和公管物业销售。

二手房,一般不需要交纳GST,所以在谈价格时比较直接。

1. 写买卖合约-Offer(Contract of purchase and sale)

这个买卖合约一般是由买方经纪起草,按照买家意愿填写。

最主要的条款是  A。价格

                        B.定金

                        C.各种条件及条件的有效期

                        D.价格内包括的不属于房产,但要特别指出的动产。            

                        E.成交,费用划清,及交接日期

 

 

 

 

2. 当买卖合约给了卖家后,假如卖家对合约上的条款都满意,就签字接受了这个买卖合约,这个合约

就是正式生效的法律合同(Accepted  Offer)。

假如卖家对这个买卖合约上的条款不满意,卖家可以在合约条款上改动到自己要求的内容,这叫还价

(Counter Offer)。这时,这个买卖合约有暂时失效,直到双方都认可签字同意所有条款,这个合约就

是正式生效的法律合同(Accepted  Offer),有时要几个讨价还价的来回。这个价不仅仅指价格,也包

括日期和内容。

假如有几个买家同时写Offer,这就成了Multiple Offer,就产生了买家间的竞争,卖家只能接受一个Offer,

当然会选一个更有利的Offer。要注意的是,价格是一个非常重要的因素,但不是唯一因素。

             3.条件解除。

                   在正式初步买卖合约中有一个条件解除日期(有5天到10多天不定,双方商量),这  些条件

有的是只有利于买家的,有的是只利于卖家,有的是利于双方的。

这个时候买家要作很多工作,包括银行审批,验屋,对房屋的其它调查等等。

假如在这个过程中,譬如验屋发现问题,买家可以退出合约或让卖家维修或降价。这时要有一个双方签字

的附议(Addendum)。

只有在这些条件都满足,并被有利方在合同上规定的日期内都解除了,这个买卖合同就是一个成交的合同

了(Firm Deal)。

定金在合同内规定的时间内交(一般是所有条件解除后一天内交给买方经纪公司),一般要付银行本票

(Bank Draft)

 

4. 律师或公证作最后交割。

 

 

在成交日起码2个星期前,买家要找到自己的交割律师或公证,然后要和借贷机构签正式借贷合同,要房

屋报险的,购买好房屋保险,成交日前几天要和律师或公证联系,交付律师或公证为买家计算出来的款项,

一般要付银行本票(Bank Draft)

 

成交日就等律师或公证交割,登记好。

在这几天,可以联系 BC Hydro  和 煤气公司,电信公司,等开通相关帐户。

在交接日期,制定的时间内拿钥匙。

 

。。。。。。。。。。。。。。。。。

 

恭喜买家

 

Congratulations 

这是一家之言,具体实际操作,向自己的经纪咨询,具体的法律文件都要寻找独立的法律专业人士,

地产经纪不是法律专业人士。

 

有其它问题,欢迎来电商讨:周公权 Joe  Zhou 604-313-8999

 

相关网站: www.joeandsong.com

                   www.fraserheightshome.net

     公众微信:温哥华九松地产   

 微信号 WeChatIDJoeAndSongRealty 

 

 

 

 

 

Read full post

FVREB STATS - as of September 4, 2015


3 of 21 Working Days

SEPTEMBER 2015 上市 346 成交 252

AUGUST 2015 上市 440 成交 203

SEPTEMBER 2014 上市 409 成交 205

一开头的表现,上市少,成交量大。预示这个月房价在上升通道中。季节性变热。


FVREB STATS - as of September 10, 2015


6 of 21 Working Days

SEPTEMBER 2015 上市 726 成交 515

AUGUST 2015 上市 820 成交 404

SEPTEMBER 2014 上市 905 成交 395
看来这个月很猛了。市场缺货。


FVREB STATS - as of September 16, 2015
10 of 21 Working Days
SEPTEMBER 2015 上市 1081 成交 785

AUGUST 2015 上市 1300 成交 720

SEPTEMBER 2014 上市 1474 成交 664

Read full post

BCREA ECONOMICS NOW

Canadian Retail Sales - July 23, 2015

Canadian retail sales rose 1 per cent in May, the third increase in the past four months. Strength in retail sales was broad based with rising sales in 9 of 11 retail subsectors.  In BC, retail sales were also up 1 per cent on a monthly basis and were up 8.3 per cent compared to May 2014. 

Solid consumer spending could help push May's GDP report into positive territory, though growth in the Canadian economy is still tracking at negative 0.6 per cent for the second quarter. In BC, however, economic growth is tracking at a healthy rate of 2.5 per cent. 

For more information, please contact: 

Cameron Muir Brendon Ogmundson
Chief Economist Economist
Direct: 604.742.2780 Direct: 604.742.2796
Mobile: 778.229.1884 Mobile: 604.505.6793
Email: cmuir@bcrea.bc.ca Email: bogmundson@bcrea.bc.ca

Read full post

News Release
Fraser Valley Real Estate Board
Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca
For Immediate Release: January 5, 2015
Steady home sales in December cap solid year for
Fraser Valley real estate
SURREY, BC – Fraser’s Valley’s real estate market returned to normal activity levels in 2014 with sales of single
family detached homes leading the way.
Ray Werger, President of the Board, says, “It was a busy year for both buyers and sellers. In 2014, both sales and
new listings were stronger in Fraser Valley compared to 2013 – most notably for detached homes and townhomes
– with the result that we’ve returned to normal market activity for our region on par with our 10‐year average.”
The Board’s Multiple Listing Service® (MLS®) processed 15,840 sales in 2014, compared to 13,663 the previous
year, an increase of 16 per cent. It also received 4 per cent more new listings during the same time period – 30,642
in 2014 compared to 29,338 in 2013. Over the year, the number of active listings for buyers to choose from
dropped by 23 per cent going from 7,541 properties in December 2013 to 6,380 in December 2014.
According to Werger, sales during the month of December followed the same trend as every month in 2014 with
sales surpassing the same month compared to 2013. “It was the third busiest December we’ve experienced in the
last decade with sales almost keeping pace with the number of new listings.
“As a result, we’ve seen our inventory deplete, which is normal for this time of year however, our selection hasn’t
been this low for almost eight years. We hope to see the usual influx of new listings during the first quarter of 2015
because we’re currently seeing a shortage of affordably priced single family detached homes in certain areas.”
In December, sales increased by 21 per cent, going from 890 in 2013 to 1,075 last month. New listings increased by
13 per cent in December compared to 2013 going from 1,013 to 1,147.
Home prices in December continued along the same trends as seen for most of 2014, with prices of single family
detached homes continuing to rise; townhouse prices remaining steady, and apartment prices decreasing slightly.
The MLS® Home Price Index (MLS® HPI) benchmark price of a detached home in December was $573,100 an
increase of 4.3 per cent compared to December 2013, when it was $549,500.
The MLS® HPI benchmark price of townhouses in December was $293,500 on par with $293,300 in December
2013. The benchmark price of apartments decreased year‐over‐year by 0.8 per cent, going from $192,600 in
December 2013 to $191,100 in December 2014.
—30 —
The Fraser Valley Real Estate Board is an association of 2,757 real estate professionals who live and work in the BC communities of
North Delta,

Read full post

85年到95年,整个素里建了大量新屋。

资料来源:http://www.surrey.ca/files/2006-Housing.pdf



Period of Construction.JPG

 

 

素里人口比例。素里的特点是20岁以下儿童和青少年比例高。资料来源:http://www.surrey.ca/files/2006-Age-Gender.pdf


Comparison of population of Surrey and Vancouver(Captured from City of Surrey website).JPG


Populaion of Surrey and Vancouver(Captured from City of Surrey website).JPG

 素里人口预测。人口稳步上升。 资料来源:http://www.surrey.ca/business-economic-development/1418.aspx


Surrey population projection(captured from city of Surrey website).JPG


population projection in different areas of Surrey(Captured from City of Surrey website).JPG

 

素里房屋自有率高。资料来源:http://www.surrey.ca/files/2006-Housing.pdf


Housing Tenue in Metro Vancouver.JPG

但是,素里各个区出租和自住比例区别大。可以明显的看到,素里中心,大量的单元用于出租。这非常容易理解。

因为交通方便,价格低,大量投资客投资素里中心公寓,同时有大量的租客的存在。资料来源:http://www.surrey.ca/files/2006-Housing.pdf


Housing Tenue in Surrey Communities(From City od Surrey website).JPG

 

2011年人口统计,素里有463,340。素里平均家庭收入(家庭平均人口3.5)$92,446.

2010年素里家居总数152,850。资料来源:http://www12.statcan.gc.ca/nhs-enm/2011

 
 
假如素里一个月新增人口1000,每月就需要增加285个(年需近3000)新居住单位才能保持生活质量。
下面看一看每年整个素里总成交量(不包括不在MLS 统计的新房成交量)的情况。

具体成交受季节性变化影响大。3月到6月份是黄金季节。



素里每月成交量比较.JPG


素里历年成交总量.JPG

 
 

 

 

---------------------

Read full post

看一下近几年Fraser Heights(台湾村)的房屋销售情况。

可以看到明显的季节性波动,冬天成交量显著减少。年与年比较,07,09年是好年。2014年还缺少11,12月数据,可能比12,13年好一些,但大多是一个平常年而已。



FRASER HEIGHTS SOLD HISTORY FROM 2007-2014 Chart.JPG


From 2007-2014Fraser Heights yearly sold property units chart.JPG

 
Read full post

从1970年起,历年菲莎河谷上市,成交数和成交平均价变化。80年代末,90年代初期大量房上市,同时大量成交。我们也能发现,那个时期,大量新房动工,需求量巨大。在那段时期,大量新开发区涌现:包括在Fraser Heights, Fleetwood的大批新的Subdivide 小区。在Fleetwood,出现了大片Townhouse 区, Guildford出现大批Townhouse和公寓。我没有深入研究那段时期,人口的增长情况,从房屋的需求量来看,应该是快速增长时期。

(Annual Sales, Listings and Average Price from 1970)图标来自Fraser Valley Real Estate Board

Read full post

Fraser Valley Real Estate Board
Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca
For Immediate Release: December 2, 2014
2014 trend towards increased sales and steady
pricing continues into November
SURREY, BC – The Fraser Valley Real Estate Board processed 1,136 sales on its Multiple Listing Service (MLS®) in
November, an increase of 15 per cent compared to the 986 sales during the same month last year and 22 per cent
lower than the 1,448 sales processed in October.
New listings in the Fraser Valley decreased by 2 per cent in November, going from 1,774 last year to 1,748 last
month taking the number of active listings to 8,302, a decrease of 4 per cent compared to the 8,641 active listings
in November of 2013.
“This is the time of year when families are settling in for winter and the holidays, so we expect to see a decrease in
activity,” explains the Board’s president, REALTOR® Ray Werger. “After a busy fall with volumes reaching 5‐year
highs, we’re winding down the year with sales on par with the ten‐year average, but about 8 per cent fewer new
listings therefore home buyers will notice a shortage of inventory in certain price ranges.”
Pricing continues along the same trends as seen for most of 2014, with single family detached prices continuing to
rise; townhouse prices remaining steady, and apartment prices decreasing. The MLS® Home Price Index (MLS® HPI)
benchmark price of a detached home in November was $575,400 an increase of 4.6 per cent compared to
November 2013, when it was $550,300.
The MLS® HPI benchmark price of townhouses increased 2.2 per cent from $292,400 in November 2013 to
$298,900 last month. The benchmark price of apartments decreased year‐over‐year by 3.5 per cent, going from
$196,200 in November of last year to $189,400 in November 2014.
“Prices are a function of supply and demand ‐ which your REALTOR® will explain varies considerably from area to
area and within the different property types ‐ as well as local amenities, transportation options and future
community development, underscoring the importance of expert guidance when you’re looking to list or buy,”
says Werger.
“Overall, 2014 is shaping up to be a good year for Fraser Valley real estate,” continues Werger. “We hit a bit of a
trough during the summer of last year, but since then sales have recovered and we’re tracking towards a 15 per
cent increase in year‐to‐date sales for 2014 compared to 2013 with prices remaining relatively stable.”

Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca

Read full post

这是近期,从1990年起,更清晰的Annual Sales, Listings and Average Price (From Fraser Valley Real Estate Board). 从图片上,清楚的看到,2000年,房市进入了低谷,2000年代中期,对房屋的要求又是一个高峰, 这个高峰是几乎和上一次相近。但价格增加的幅度远大于90年代初期。这一段时期,有南素里的开发, Cloverdale 的开发,兰里200号公路沿线的开发等。2010年代, 我们看到,素里中心的公寓开发,兰里208街, 素里Clayton附近公寓,镇屋,独立屋的继续开发。但是幅度显然是减少了。从上市和成交情况来看,简直是平平。但即使这样,很多统计及权威称素里有每个月1000人的人口净流量。

图标来自Fraser Valley Real Estate Board



Annual sales, listings and average price from 1990(from Fraser Valley Real Estate Board).JPG

Read full post

News Release
Fraser Valley Real Estate Board
Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca
For Immediate Release: November 4, 2014
Increased demand for Fraser Valley townhouses
and single family homes
SURREY, BC – The Fraser Valley Real Estate Board processed 1,448 sales on its Multiple Listing Service (MLS®) in
October, an increase of 16 per cent compared to the 1,249 sales during the same month last year and 2 per cent
more than in September.
Ray Werger, the Board’s president, says, “Sales overall continue to outperform last year and as we’ve seen for a
number of months now are the best they’ve been in five years.
“Demand remains steady in our region for single family detached homes and townhomes. Last month, the market
share of sales of single family homes increased by almost five per cent compared to last year; while the share of
condo sales decreased by the same amount and we’re seeing that preference reflected in prices.”
The MLS® Home Price Index (MLS® HPI) benchmark price of a detached home in October was $573,500 an increase
of 4 per cent compared to October 2013, when it was $551,400.
The MLS® HPI benchmark price of townhouses increased 1 per cent from $295,500 in October 2013 to $298,500
last month. The benchmark price of apartments decreased year‐over‐year by 3.5 per cent, going from $199,500 in
October of last year to $192,600 in October 2014.
In the last five years, the HPI benchmark price of a detached home in the Fraser Valley has increased by 16.6 per
cent. For townhouses, the price is flat having increased by 0.5 per cent and for apartments; the price has
decreased by 6 per cent.
Werger adds, “With the influx of new developments and a steady supply of resale units, we’ve never had a better
selection of condos than we do right now at prices the lowest they’ve been in years. For those that say housing
isn’t affordable in Metro Vancouver, you need to check out the opportunities currently for condo buyers in the
Valley.”
In October, new listings in the Fraser Valley increased by 3 per cent, going from 2,336 last year to 2,395 last month
taking the number of active listings to 8,807, a decrease of 3 per cent compared to the 9,047 active listings in
October of 2013. “Inventory is edging down, which is typical for this time of year,” says Werger. “The result is
we’re seeing good quality homes that are priced right moving quickly.”

Read full post

News Release
Fraser Valley Real Estate Board
Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca
For Immediate Release: September 3, 2014
August market typical for Fraser Valley real estate
SURREY, BC – Even with a characteristic seasonal dip in sales, the Fraser Valley real estate market experienced its
best August since 2011 with volumes improving over last year and finishing 10 per cent below the 10‐year average
for the month.
The Fraser Valley Real Estate Board processed 1,302 sales on the Multiple Listing Service® (MLS®) in August, an
increase of 3 per cent compared to the 1,258 sales during the same month last year and a decrease of 19 per cent
compared to the 1,615 sales in July.
Ray Werger, president of the Board, says, “As usual, we saw a typical summer slowdown in August compared to
July, however like every month so far in 2014, August sales were higher than last year. It’s the continuation of the
story we’ve seen all year; a return to a normal, balanced market.”
The Board added 2,382 new properties to the MLS® in August, an increase of 1 per cent compared to August of last
year and a decrease of 13 per cent compared to July. August finished with 9,403 active listings, a decrease of 7 per
cent compared to what was available during the same month last year.
Werger adds, “Generally in August, we saw sales of single family detached homes continue to outpace sales of
townhouses and condos in the Fraser Valley. Depending on what property type you’re thinking of listing or buying,
talk to your REALTOR® who will explain that the markets for detached and attached homes are quite different. We
have only five months’ supply of detached homes currently and nine months’ supply of condos.
“With interest rates as competitive as they are combined with the increase of affordable, new townhome
developments in Cloverdale and Langley in particular, we’re seeing first‐time buyers bypass the condo phase to
jump immediately to a larger, more expensive townhouse or a smaller single family home.”
The MLS® Home Price Index benchmark price of a single family detached house in the Fraser Valley in August was
$569,800, an increase of 3.4 per cent compared to $551,000 in August 2013.
For townhouses, the benchmark price in August was $298,500 on par with the August 2013 price of $298,200. The
benchmark price of apartments in Fraser Valley in August was $196,700, a decrease of 3.5 per cent compared to
$203,900 in August 2013.

Read full post

News Release
Fraser Valley Real Estate Board
Contact
Laurie Dawson, Assistant Manager, Communications laurie.dawson@fvreb.bc.ca
Fraser Valley Real Estate Board Telephone 604.930.7657
Fax 604.930.7623
www.fvreb.bc.ca
For Immediate Release: August 5, 2014
Market strength carries into summer for Fraser
Valley real estate
SURREY, BC – Continued demand for single family homes and townhomes resulted in the busiest July in five years
for the Fraser Valley Real Estate Board. The Board’s Multiple Listing Service® (MLS®) processed 1,615 sales in July,
an increase of 11 per cent compared to the 1,456 sales in July last year and 1.4 per cent above the 10‐year average
for the month.
Ray Werger, President of the Board, says, “July’s steady activity is a continuation of what we’ve been seeing all
year. Our market has fully recovered from last year’s slump and has returned to what we typically see in the Fraser
Valley, which is a steady, consistent market.”
In July, the Board received 2,724 new listings, a decrease of 2 per cent compared to July 2013 taking the number of
active listings in Fraser Valley to 9,636, a decrease of 8 per cent compared to the volume available in July 2013.
Werger says, “Although our sales were slightly above average for the month, the volume of new listings added to
the MLS® was 7 per cent lower than what’s typical for July, so for certain property types and price ranges we’re
actually seeing a shortage of listings creating a seller’s market for particular homes.
“When demand starts to exceed supply it puts upward pressure on prices and in areas such as White Rock/South
Surrey, North Delta and Langley we’ve seen an increase in benchmark prices of single family detached homes
ranging from 3 to 6.6 per cent over the last year. It’s a different story for condos. In most of our market, there’s
excellent selection and prices lower than they were one year ago offering tremendous opportunities for buyers.”
In July, the benchmark price, as determined by the MLS® Home Price Index (MLS® HPI), of a ‘typical’ single family
detached home was $568,300, an increase of 3 per cent compared to July 2013 when it was $551,000.
The HPI benchmark price of Fraser Valley townhouses increased by 0.2 per cent; going from $297,800 in July 2013
to $298,500 in July 2014. The benchmark price of apartments was $194,700 last month, a decrease of 3.6 per cent
compared to $202,000 in July of last year.

Read full post

SURREY, BC – The Fraser Valley Real Estate Board’s Multiple Listing Service® (MLS®) processed 1,668 sales in June,
an increase of 26 per cent compared to the 1,327 sales in June of last year and 2 per cent higher than sales in May.
In terms of historical comparison, last month’s sales finished 7 per cent below the 10‐year average for June with
the previous best June occurring in 2010.
Ray Werger, President of the Board, says, “Recent news reports indicate that consumer optimism about real estate
is at its highest level in a number of years and we’re experiencing that at the ground level.
“Over the last three months, we’ve seen a surge in demand specifically for single family homes and townhomes in
most of our communities. Our number one buyer is families with children and they’re taking advantage of ultralow
interest rates combined with more affordable, stable prices in the Fraser Valley.”
In June, the benchmark price, as determined by the MLS® Home Price Index (MLS® HPI), of a ‘typical’ residential
home – detached, townhouse and apartment combined – was 1.3 per cent higher than June of last year. For the
single family detached home, the HPI benchmark price in June was $568,600, an increase of 3 per cent compared
to June 2013 when it was $552,200. This is a record high benchmark price for detached homes since the MLS® HPI
began in January 2005.
The HPI benchmark price of Fraser Valley townhouses decreased by 0.3 per cent; going from $298,700 in June
2013 to $297,800 in June 2014. The benchmark price of apartments was $197,000 last month, a decrease of 2.7
per cent compared to $202,500 in June of last year.
Werger adds, “We’re essentially seeing two markets right now, so it’s important to get advice dependent on what
you’re listing or buying. Competitively priced, mid‐range single family homes are being snapped up quickly, on
average in a little over a month, whereas condos and higher‐end, executive homes in our region are taking as long
as three months on average to sell. Talk to your REALTOR® to find out where you fit.”
The Board’s MLS® received 13 per cent more new listings in June, 2,974 compared to the 2,625 new listings
received during June of last year. The month finished with 9,853 active listings, a decrease of 6 per cent compared
to the 10,515 active listings available during June of last year.

Read full post

http://stats.fvreb.bc.ca/infoserv/s-v1/tRgW-m7L

 

从1970年起,历年菲莎河谷上市,成交数和成交平均价变化。80年代末,90年代初期大量房上市,同时大量成交。

我们也能发现,那个时期,大量新房动工,需求量巨大。在那段时期,大量新开发区涌现:包括在Fraser Heights, Fleetwood的大批新的Subdivide 小区。在Fleetwood,出现了大片Townhouse 区, Guildford出现大批Townhouse

和公寓。我没有深入研究那段时期,人口的增长情况,从房屋的需求量来看,应该是快速增长时期。

(Annual Sales, Listings and Average Price from 1970)图标来自Fraser Valley Real Estate Board



Annual sales, listings and average price from 1970(from Fraser Valley Real Estate Board).JPG

Read full post

SURREY, BC – Home sales increased in April, with the Fraser Valley Real Estate Board reporting 1,366 sales
processed through its Multiple Listing Service® (MLS®), an increase of 21.1 per cent compared to March’s 1,128
sales, but still lagging behind April 2012’s 1,435 sales.
“Historically, sales and listings activity noticeably increases during the spring months and April was no exception,”
explains Ron Todson, President of the Board. “What’s different this year is that a number of external factors, such
as tighter credit rules and the government’s spotlight on consumer debt have made some consumers more
cautious about buying or selling a property. However, for those who need to move to a bigger or smaller home or
to another community before summer hits, its business as usual because when you need a home, you need a
home.”
The Board received 2,951 new listings in April, 5.8 per cent fewer compared to last year’s 3,134 new listings in April
but up 7.8 per cent from March. Total active inventory at month‐end was 9,995 listings, up from March but still
down from 2012. The result has been that the balance between sales, new listings and total active inventory
shifted slightly in favour of a balanced market, with April’s sales‐to‐active‐listings ratio increasing to 14 per cent
compared to March.
Todson says a balanced market helps to keep prices in check. “Depending on the market area and property type,
prices are either slightly up or down based on desirability and availability of product, underscoring the importance
of understanding what’s going on in your specific area, which is exactly where REALTORS® can help.”
In April, the benchmark price of single family detached homes in the Fraser Valley was $547,300, an increase of 0.4
per cent compared to $545,000 during the same month last year. For townhouses, the benchmark price was
$299,100, a decrease of 2.2 per cent compared to $305,900 in April 2012 and the benchmark price of apartments
was $203,900, virtually unchanged from $203,800 in April 2012.
“Pricing is incredibly important in slower than average markets,” explains Todson, a real estate veteran with 30
plus years in the business. “We’re not seeing the rapid increases in home values of the last decade, which means
that sellers may need to sharpen their pricing in order to be competitive, but buyers won’t see dramatic price
drops. A balanced, steady market can be a very good market for consumers to be in.”

The Fraser Valley Real Estate Board is an association of 2,785 real estate professionals who live and work in the BC communities of
North Delta, Surrey, White Rock, Langley, Abbotsford, and Mission. The FVREB marked its 90‐year anniversary in 2011

Link: http://www.fvreb.bc.ca/statistics/Package%20201304.pdf

Read full post